Personal Accounts

Checking Account Comparison Table

*A $5.00 paper statement fee will be charged to your account each statement period that you receive paper statements. This fee will appear as "Paper Statement Fee" on your statement. This fee will be automatically waived if you enroll in E-statements through your Bank of the West online banking Profile.

** see Overdraft Privilege page

Star Checking

$100 to open this account.  A minimum daily balance of $100.00 or a monthly direct deposit (ACH credit) is required to avoid a monthly service charge of $10.00. To avoid the $5.00 monthly paper statement fee, the account must be enrolled in E-statements. The monthly statement will provide posted checks listed in numerical order and will reflect the date paid and dollar amount of the checks. Unlimited number of withdrawals, and ATM usage.

Individual Checking

$100 to open this account. If the account balance drops below $750 anytime during the month, a monthly service charge of $10 will be charged. To avoid the $5.00 monthly paper statement fee, the account must be enrolled in E-statements. Unlimited number of withdrawals, and ATM usage.

Honors Checking (62 & greater)

$100 to open this account. If the account balance drops below $100 anytime during the month, a monthly service charge of $10 will be charged. This account includes free paper statements and E-statements. Unlimited number of withdrawals, and ATM usage.

Interest Checking

$1,000 to open this account. If the account balance drops below $1,000 anytime during the month, a monthly service charge of $10 will be charged. To avoid the $5.00 monthly paper statement fee, the account must be enrolled in E-statements. This account includes unlimited number of withdrawals, and ATM usage.

Savings Account

$500 to open this account. If the account balance drops below $500 anytime during the quarterly statement cycle, a service charge of $5 will be charged. Three (3) withdrawals allowed per quarter. Additional withdrawals are $5.00 each. $5.00 quarterly paper statement fee. To avoid the $5.00 quarterly paper statement fee, the account must be enrolled in E-statements.

Individual Wagon Wheel Money Market Account

$2,500 to open this account. If the account balance drops below $2,500 anytime during the month, a monthly service charge of $15 will be charged. Six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, or other similar transactions per statement cycle. Additional withdrawals are $15 each. To avoid the $5.00 monthly paper statement fee, the account must be enrolled in E-statements.

CDARS

With CDARs, you can access FDIC protection on multi-million dollar CD Investments through Bank of the West, CDARS can be a valuable cash management or longer-term investment tool for you.¹

Learn More About CDARS

1 Funds may be submitted for placement only after a depositor enters in the CDARS Deposit Placement Agreement with Bank of the West. The agreement contains important information and conditions regarding the placement of funds by the bank.