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Personal Accounts

Bank of the West offers many different Personal Banking options that can fit your individual or family needs. Visit a Bank of the West Branch near you.

 

Checking Account Comparison Table

Accounts

Star Checking

Individual Checking

Honors Checking (age 55+)

Interest Checking

Minimum Amount to Open

$100

$100

$100

$500

Minimum Balance Required to avoid service charge

n/a

$750

$100

$1,000

Monthly Service Charge

n/a

$10

$10

$10

Unlimited Withdrawals

Interest Bearing

-

-

-

Free Checks

first 50 checks

n/a

one free box/yr

Overdraft Protection **

Debit Card

e-statements required

-

-

-

Perks

-

-

√**

-

* with approved credit history 

** Perks: up to 3 fee-free Cashier's Checks per year and the $15 Safe Deposit Box set-up fee and first year’s annual box rent is waived.

Star Checking

$100 to open this account. No minimum balance required and no monthly service charge. Statements are provided by e-statement only. The statement will have checks listed in numerical order and will show the date paid and dollar amount. Initial order of 50 duplicate checks free (limit one box). Unlimited withdrawals and 24 hour ATM.

Individual Checking

$100 to open this account. If the account balance drops below $750 anytime during the month, a monthly service charge of $10 will be charged. This account also features 24 hour ATM access and unlimited withdrawals.

Honors Checking (55 & greater)

$100 to open this account. If the account balance drops below $100 anytime during the month, a monthly service charge of $10 will be charged. This account features 24 hour ATM access. This account includes: one (1) free check order per year, 3 fee-free cashier's checks per year, and the $15 Safe Deposit Box set-up fee and first year’s annual box rent is waived. Also allows unlimited withdrawals.

Interest Checking

$500 to open this account. If the account balance drops below $1,000 anytime during the month, a monthly service charge of $10 will be charged. This account includes unlimited withdrawals and 24 hour ATM access.

Savings Account

$500 to open this account. If the account balance drops below $500 anytime during the month, a quarterly service charge of $5 will be charged. Three (3) withdrawals per quarter. Additional withdrawals are $1.00 each.

Individual Wagon Wheel Money Market Account

$2,500 to open this account. If the account balance drops below $2,500 anytime during the month, a monthly service charge of $15 will be charged. Six (6) preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, or other similar transactions per statement cycle. Additional withdrawals are $15 each.

CDARS

With CDARs, you can access FDIC protection on multi-million dollar CD Investments through Bank of the West, CDARS can be a valuable cash management or longer-term investment tool for you.1

Learn More About CDARS

1 Funds may be submitted for placement only after a depositor enters in the CDARS Deposit Placement Agreement with Bank of the West. The agreement contains important information and conditions regarding the placement of funds by the bank.

Personalization Settings

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Welcome

Bank of the West would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

Please do not remind again

Weather

Grapevine, Texas
73° F
23° C
Partly cloudy
ESE at 11 mph
0.1 mm
96%
16 km
1015 mmHg
75%
Tuesday
81°
27°
67°
19°
Patchy rain possible
SSE at 11 mph
Wednesday
85°
29°
74°
23°
Heavy rain at times
SSE at 9 mph
Thursday
88°
31°
74°
23°
Moderate or heavy rain shower
SSW at 7 mph
Friday
95°
35°
79°
26°
Moderate or heavy rain shower
SSW at 10 mph
Saturday
94°
34°
76°
24°
Partly cloudy
SSW at 16 mph
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